Electric and hybrid motor insurance with

We’ll have you covered with our heycar electric and hybrid motor insurance so you can set off in your new wheels without a worry.

Our heycar motor insurance is a fully comprehensive monthly subscription policy designed to protect your new wheels, giving you total peace of mind and total flexibility. 

As part of heycar motor insurance we’ll give you full flexibility to cancel anytime, no hidden fees, and a courtesy car as standard for up to 14 days. And above all that, we’ll also help you protect the most important parts of your electric or hybrid car.

Terms, conditions, exclusions and excesses apply, please read the policy wording for full details.

What’s included in your heycar insurance?

Courtesy car.

A Courtesy car is provided whilst the car is being repaired for a maximum of 14 days

Full flexibility.

You can cancel or make changes any time. No tie-in, up front deposits or interest charges, just a simple monthly subscription.

Complete Transparency.

See what’s under the hood and understand what affects your premium with your unique WriskScore™.

Manage it all from your phone.

Set up and manage your policy anytime, anywhere. Make changes in just a few taps – no tedious call centre waits or lengthy paperwork.

No hidden fees.

Make changes or cancel with no worry about extra charges. And your price is guaranteed for 12 months if everything stays the same.

In partnership with LV= Broker

Fair pricing from one of the UK’s biggest insurers

What’s included for your EV or hybrid?

Battery cover

Your battery is covered against accidental damage, fire and theft.*

Charging cables & charging point

We’ll cover your charging cables and charging point for accidental damage, fire and theft too.*

Trip hazard

We’ve got you covered should someone trip over your charging cable while you’re charging your car at home.*

What’s included in your heycar insurance?

Courtesy car.

A Courtesy car is provided whilst the car is being repaired for a maximum of 14 days

Full flexibility.

You can cancel or make changes any time. No tie-in, up front deposits or interest charges, just a simple monthly subscription.

Complete Transparency.

See what’s under the hood and understand what affects your premium with your unique WriskScore™.

Manage it all from your phone.

Set up and manage your policy anytime, anywhere. Make changes in just a few taps – no tedious call centre waits or lengthy paperwork.

No hidden fees.

Make changes or cancel with no worry about extra charges. And your price is guaranteed for 12 months if everything stays the same.

In partnership with LV= Broker

Fair pricing from one of the UK’s biggest insurers

Other benefits

  • Uninsured driver promise – your no claims bonus and policy excess is protected if an accident was the fault of an uninsured driver
  • Electric car cover - cover for batteries and charging cables
  • Roof box cover up to £750
  • 24 hour UK recovery if you’re involved in an accident
  • Replacement child car seats if you’re involved in an accident
  • Sole glass replacement or repair will not affect your no claims bonus
  • Enjoy 90 days’ full policy cover each year when you visit the EU
  • Up to £1,000 cover for replacement vehicle keys and locks
  • Cover for personal accidents involving the car up to £2,500 per person (up to a maximum of £7,500) and medical expenses related to a car accident up to £250
  • Car contents and personal belongings cover up to £250

We can’t offer you this insurance if:

  • You’re over 85 years old
  • You have a high performance model and are under 30 years old
  • Your vehicle is worth over £75,000. Vehicles which have a higher theft risk, and high performance vehicles will require a Thatcham approved tracking device with an active subscription
  • You’ve had your full UK/EU licence for at less than one year
  • You’re not a UK resident
  • You’ve had more than three at-fault claims in the past five years
  • You have more than three minor driving convictions in the past five years or any major convictions
  • Young/inexperienced driver excesses may apply
  • You must be able to pass an identity check at your address
  • Specific offer, terms, conditions, exclusions and excesses may vary

Frequently asked questions

What is heycar insurance?

heycar insurance is a fully flexible, monthly subscription insurance product that you can control from your phone

Who is heycar insurance for?

heycar insurance is for anyone looking for an easy and versatile way to manage their car insurance. Even better, we’ll often have special offers available for you if you found your new car through heycar

*T&Cs apply.

heycar motor insurance is arranged and administered by Wrisk Transfer Limited, registered in England and Wales with company number 10657213 and its registered office is at 25 Moorgate, London, EC2R 6AY. Wrisk Transfer Limited is authorised and regulated by the Financial Conduct Authority (FCA) - reference number 788062. The FCA’s register can be checked for details of their permissions, history and contact details.

heycar is a trading name of Mobility Trader UK Limited registered in England with company number 12016686 and its registered office is at 5 New Street Square, London, EC4A 3TW. Mobility Trader UK Limited is an appointed representative of Wrisk Transfer Limited.

This insurance is underwritten by Highway Insurance Company Limited. LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria General Insurance Group of companies. Highway Insurance Company Limited, registered in England and Wales number 3730662 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address: 57 Ladymead, Guildford GU1 1DB. Tel. 0330 1239970.

Mobility Trader UK Limited and Wrisk Transfer Limited are not part of the same corporate group.